Financial data

Helaba's income statements and financial ratios today and four years before

Income Statement

Income statement of Helaba Group (IFRS) as of 30 June, 2026

01.01.-30.06.2026 in m €

01.01.-30.06.2025 in m €

Change in m € 

Change in %

Net interest income

770

823

(52)

(6.4)

Provisions for losses on loans and advances

(198)

(129)

(69)

(53.0)

Net interest income after provi­sions for losses on loans and ad­vances

                  572

                      693

(121)

(17.4)

Net fee and commission income

319

290

29

10.0

Result from investment property

163

134

30

22.2

Result from fair value measurement

54

164

(110)

(67.1)

Share of profit or loss of equity-accounted entities

(2)

5

(7)

>(100.0)

Other net operating income

64

87

(23)

(26.6)

General and administrative expenses (incl. scheduled depreciation and amortisation)

(975)

(915)

(61)

(6.6)

Consolidated profit before tax

194

458

              (263)

                  (57.5)

30.06.2026 bn €

30.06.2025 in bn €

Change in bn €

Balance sheet total

205.0

201.8

1.6

Income statement of Helaba Group (IFRS)

Financial ratios

Financial ratios as of 30 June, 2026

01.01. -30.06.2026 in %

01.01. - 30.06.2025 in %

Cost/income ratio

70.8

   60.5

Return on equity (before tax)

            3.5

  8.5

30.06.2026

30.06.2025

CET 1 ratio

15.8

              16.3

Total capital ratio 

21.4

21.6

Leverage ratio 

5.4

                     5.3

 Financial ratios

Ratings

What the capital markets think: Helaba as rated by leading ratings agencies

Learn more

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