Financial ratios 2022

    Financial ratios as of 31 December 2022

    01.01. -31.12.2021 in %

    01.01.-31.12.2020 in %

    Cost/income ratio

     67.5

    66.1

    Return on equity (before tax)

    6.7

             6,4

    31.12.2022 in %

    31.12.2021 in %

    CET 1 ratio 

                      13.5

             14.3

    Total capital ratio

           17.3

    18.1

    Leverage 

                      4.4

              5.7

    Financial ratios as of 30 June, 2022

    01.01. -30.06.2022 in %

    01.01. - 30.06.2021 in %

    Cost/income ratio

    61.7

          60.1

    Return on equity (before tax)

                   8.7

          7.8

    30.06.2022

    31.12.2021

    CET 1 ratio

                      13.9*

                  14.0

    Total capital ratio 

                    17.7

    17.9

    Leverage ratio 

          4.4*

                         4.9

    * Slightly adjusted as part of the finalization of the half year accounts

     Financial ratios

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