Financial data

Helaba's income statements and financial ratios today and four years before

Income Statement

Income statement of Helaba Group (IFRS) as of 30 June, 2025

01.01.-30.06.2025 in m €

01.01.-30.06.2024 in m €

Change in m € 

Change in %

Net interest income

843

817

(64)

(7.0)

Provisions for losses on loans and advances

(150)

(173)

23

13.3

Net interest income after provi­sions for losses on loans and ad­vances

                   693

                      734

(41)

 (5.6)

Net fee and commission income

290

272

18

6.4

Result from investment property

134

131

2

1.7

Result from fair value measurement

164

78

86

>100.0

Share of profit or loss of equity-accounted entities

5

6

(2)

(24.6)

Other net operating income

87

75

12

15.9

General and administrative expenses (incl. scheduled depreciation and amortisation)

(915)

(884)

(30)

(3.4)

Consolidated profit before tax

     458

413

                44

                     10.7

30.06.2025 bn €

30.06.2024 in bn €

Change in bn €

Balance sheet total

203.3

200.6

2.6

Income statement of Helaba Group (IFRS)

Financial ratios

Financial ratios as of 30 June, 2025

01.01. -30.06.2025 in %

01.01. - 30.06.2024 in %

Cost/income ratio

59.6

   58.1

Return on equity (before tax)

              8.5

    8.5

30.06.2025

30.06.2024

CET 1 ratio

16.3

              14.4

Total capital ratio 

21.6

18.3

Leverage ratio 

5.3

                     4.9

 Financial ratios

Ratings

What the capital markets think: Helaba as rated by leading ratings agencies

Learn more

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