Helaba's income statements and financial ratios today and four years before
| 01.01.-31.12.2023 in m € | 01.01.-31.12.2022 in m € | Change in m € | Change in % |
---|---|---|---|---|
Net interest income | 1,840 | 1,417 | 423 | 29.8 |
Provisions for losses on loans and advances | (448) | (162) | (286) | (>-100.0) |
Net interest income after provisions for losses on loans and advances | 1,392 | 1,255 | 137 | 10.9 |
Net fee and commission income | 536 | 533 | 2 | 0.5 |
Result from investment property | 207 | 207 | 1 | 0.4 |
Result from fair value measurement | 207 | 111 | 96 | 86.7 |
Share of profit or loss of equity-accounted entities | (13) | (4) | (8) | >(100.0) |
Other net operating income | 103 | 183 | (80) | (43.5) |
General and administrative expenses (incl. scheduled depreciation and amortisation) | (1,711) | (1,652) | (59) | (3.6) |
Consolidated profit before tax | 722 | 633 | 89 | 14.0 |
| 01.01.-31.12.2023 in bn € | 01.01.-31.12.2022 in bn € | Change in bn € |
---|---|---|---|
Balance sheet total | 202.1 | 211.5 | (9.4) |
Business volume | 242.1 | 251.8 | (3.8) |
| 01.01. -31.12.2023 in % | 01.01.-31.12.2022 in % |
---|---|---|
Cost/income ratio |
59.4 |
67.5 |
Return on equity (before tax) |
7.2 |
6.7 |
| 31.12.2023 in % | 31.12.2022 in % |
CET 1 ratio | 14.7 |
13.5 |
Total capital ratio |
18.7 |
17.3 |
Leverage ratio |
4.9 |
4.4 |